Home Loan Resources
Prepare for your home loan journey with these free and helpful resources:
Moneysmart Budget Planner - A free budgeting tool provided by the Australian Government to help you see where your money is going so you can save more effectively.
First Home Owners Grant - Find out if you're eligible for the Queensland Government's First Home Owner's Grant, which provides up $30,000 to buy or build a new home in Queensland.
Stamp Duty Calculator - Use this Queensland Government Transfer Fee Estimator to calculate how much Stamp Duty you may be required to pay when you buy your home.
5% Deposit Scheme - Find out if you're eligible for the Australian Government's 5% Deposit Scheme, which may help you get into your own home sooner.
First Home Super Saver Scheme - Find out how you can use some of your eligible voluntary superannuation contributions to help buy your first home.
Equifax Free Credit Report - Apply to see your credit history before you apply for a home loan, so you can be aware of any red flags that might come up.
Home Loan FAQs
Why should I use a Mortgage Broker?
Engaging a Mortgage Broker like myself, with over nine years' experience, indepth knowledge of lenders, and an understanding of the process, will help make the process of buying your home smoother, less stressful and more enjoyable.
How much does it cost to work with a Mortgage Broker?
It doesn't cost you anything upfront to work with me. As with most Mortgage Brokers, I'm paid a commission by the lenders I work with, so there are no service fees that you are required to pay. You may, however, be required to pay fees directly to the lender, depending on the lender and loan product you choose. I will be upfront with you on these fees.
What is the process to work with a Mortgage Broker?
I generally start the process of helping you find and secure a loan by talking through your goals and current financial position, so we're on the same page. I'll then request any further information and documents I need, such as payslips or tax returns.
I'll then get to work looking for loans that suit your goals and situation. I'll present these options to you, talking through all the finer details of interest rates, loan terms, fees, etc.
Once we've confirmed a loan product, I'll apply on your behalf and keep you updated throughout the process, ensuring your settlement runs smoothly.
Do you have more questions?
I'm here to help you on your home loan journey, from the first call to settlement and beyond.
Contact me today to start the conversation.
