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News & Updates

2% Deposit for Single Parents – Family Home Guarantee

Have you been thinking about owning your own home but don’t have the required deposit? Are you a single parent? The new Family Home Guarantee scheme allows you to buy a house with only a 2% deposit. From 1st July 2021, 10,000 spots for the Family Home Guarantees were...

5% Deposit Scheme Australian Government

What is the Australian Government 5% Deposit Scheme? The Australian Government 5% Deposit Scheme was formerly known as the Home Guarantee Scheme. This scheme allows you to buy your first home with a minimum 5% deposit and backing from the Australian Government....

House hunting your way: alternative ways to find a property

Finding that perfect property isn’t always easy. Despite the number of homes for sale, the unpredictable nature of the market can make house hunting exhausting. If you’ve tried property websites, newspapers and real estate agents’ windows without success, here are...

Confused about home loan pre-approvals? Follow these 4 steps

Confused about home loan pre-approvals? Follow these 4 steps

So you are ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining a pre-approval for it. A Pre-approval – also known as conditional approval or...

7 things first home buyers need to know

7 things first home buyers need to know

Lenders mortgage insurance (LMI) covers the lender in the event of not recovering the full loan balance from the borrower who, for whatever reason, becomes unable to meet their loan repayments. There are additional costs to factor in other than the purpose price of a...

Money Matters with Melody September 2018 newsletter

Money Matters with Melody September 2018 newsletter

September 2018 newsletter Hi, Compared to the past couple of years, we are heading into a very different Spring property sale season and it may be a good time to grab a bargain. According to Core Logic, national dwelling values were down for the eleventh consecutive...

Winter

Winter

With winter just in, now is the time to ensure you have weatherproofed your home. Do your roof and gutters need repairing, has your heating system been serviced recently, are your windows and doors sealed adequately, have you been considering extra insulation. If you...

Timeline for House Purchases – Queensland

                                                                                                                                           Timeline   Day one – Seller and Buyer agree on the purchase price and sign the contract of Sale. The contract is then...

Money Matters with Melody Newsletter March 2018

Money Matters with Melody Newsletter March 2018

Summer is officially over, and hopefully, we have seen the end of the heat also.  And here comes March!  Where has the first couple of months gone?  So before its summer again now is a good time to ask the question “could I be on a better interest rate?”. Anytime...

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