by MMWmel | May 7, 2019 | Blogs
Refinancing could save you thousands – and give you greater flexibility It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a...
by MMWmel | May 7, 2019 | Blogs
In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that best works for you. Variable rate loans...
by MMWmel | May 7, 2019 | Blogs
Many lenders allow a family member to help their kids or other family member to buy their own home by providing additional security. The person providing this assistance is known as a guarantor. This is different to being a co-applicant or co-signer. A co-applicant is...
by MMWmel | May 7, 2019 | Blogs
There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable loans Variable loans are loans that are subject to interest rate fluctuations....
by MMWmel | May 7, 2019 | Blogs
Do you know the date your fixed rate term comes to an end? Once it finishes, the bank will generally switch you over to a standard variable rate (SVR) which is much higher than the special variable rate they will offer to new customers and your fixed rate – unless you...
